TERMS OF SERVICE
Last Updated: [May 4, 2026]
01 — Agreement
By accessing this website or engaging LDC Financial LLC, doing business as dba LDC Financial (“we,” “us,” “our”), for services, you (“client,” “you”) agree to these Terms of Service. If you do not agree, please do not use our website or services.
02 — Services
LDC Financial LLC, doing business as dba LDC Financial, provides real estate investment and financing solutions, including but not limited to fix-and-flip funding, DSCR loans, construction financing, and rental property funding.
03 — No Guarantee of Approval
All financing is subject to review and approval. We do not guarantee loan approval, funding amounts, rates, or timelines. Outcomes depend on factors such as creditworthiness, property details, and market conditions.
04 — Client Responsibilities
You agree to:
- Provide accurate and complete information
- Respond promptly to communications
- Maintain compliance with all applicable laws and regulations
- Use funds only for lawful real estate purposes
Failure to meet these responsibilities may impact your eligibility for services.
05 — Fees & Payments
LDC Financial LLC dba LDC Financial may charge service or processing fees where applicable.
06 — Intellectual Property
All content on this website, including text, branding, and design, is the property of LDC Financial LLC and may not be copied or used without permission.
07 — Confidentiality
We take reasonable measures to protect your information. However, by using our services, you acknowledge that information may be shared with partners, lenders, or service providers as necessary to process your request.
08 — Disclaimers
All information provided on this website is for informational purposes only and does not constitute financial, legal, or investment advice.
Results may vary based on individual circumstances, and past performance does not guarantee future outcomes.
09 — Limitation of Liability
To the fullest extent permitted by law, LDC Financial LLC dba LDC Financial shall not be liable for any indirect, incidental, or consequential damages arising from the use of our website or services.
10 — Termination
We reserve the right to refuse or terminate services at our discretion. Any obligations incurred prior to termination remain enforceable.
11 — Changes to Terms
We may update these Terms at any time. Continued use of our website or services indicates acceptance of any updates.
12 — Contact Information
If you have any questions regarding these Terms, please contact us through our website or official business channels.
13 — SMS Messaging Terms
By providing your phone number through our website contact form and checking the SMS consent box, you agree to receive informational text messages from dba LDC Financial.
Message types may include financing inquiries, application updates, consultation scheduling, appointment confirmations, follow-ups, and service-related communications.
Message frequency may vary.
Message and data rates may apply.
Reply STOP to opt out of SMS messages.
Reply HELP for help.
Consent to receive SMS messages is not a condition of purchase.
dba LDC Financial does not sell, rent, or share your SMS opt-in information, consent records, or mobile number with third parties for their marketing or promotional purposes.
Mobile carriers are not liable for delayed or undelivered messages.